Stamp Duty Calculator UK

Stamp Duty Land Tax is a tax paid when purchasing property or land in England and Northern Ireland. The amount depends on the purchase price, with different rates applying to different portions of the price. It's similar to taxes in other countries like Scotland's Land and Buildings Transaction Tax or Wales' Land Transaction Tax.

First-time buyers in England and Northern Ireland pay no stamp duty on properties up to £425,000. For properties between £425,001 and £625,000, they pay 5% on the amount above £425,000. No relief is available for properties above £625,000, meaning standard rates apply.

If you're buying an additional property (such as a second home or buy-to-let investment), you'll pay an extra 3% on top of the standard SDLT rates. This surcharge applies to the entire purchase price, not just the portion above a threshold. It cannot be combined with first-time buyer relief.

You must pay SDLT within 14 days of completing your property purchase. In practice, your solicitor or conveyancer typically handles this as part of the purchase process, filing the return and arranging payment on your behalf.

No, this calculator is specifically for England and Northern Ireland SDLT. Scotland uses Land and Buildings Transaction Tax (LBTT) with different rates and thresholds. Wales uses Land Transaction Tax (LTT), also with its own rate structure. You should use a dedicated calculator for those nations.

Stamp duty rates and thresholds can change with government policy changes, often announced in Budgets or fiscal statements. The temporary changes during COVID-19 and various first-time buyer reforms show how rates can evolve. Always verify current rates with official government sources before making financial decisions.